9. Not Budgeting for Cash Expenses
One mistake many travelers make in Greece is assuming they can rely entirely on credit cards. While card payments are widely accepted in major cities and tourist hubs like Athens, Mykonos, and Santorini, cash is still king in many smaller towns, villages, and family-run establishments. You might find that some tavernas, taxis, and local markets only accept cash, and ATM access can be limited in remote areas or on smaller islands.
To avoid problems, always carry some cash with you, especially for tipping, small purchases, and transportation. ATMs are available in most places, but they can charge high withdrawal fees, especially if you’re using a foreign bank card. Additionally, some Greek ATMs have withdrawal limits, so it’s wise to plan ahead and take out enough cash for a few days at a time. When withdrawing money, opt for local banks like Alpha Bank, Piraeus Bank, or Eurobank rather than independent ATMs, which often charge higher fees and give worse exchange rates. If you’re visiting a smaller island like Amorgos, Folegandros, or Symi, take out cash in advance, as ATM availability can be sparse. By keeping some euros on hand, you’ll avoid unnecessary stress and ensure you’re prepared for any situation.